http://www.tracenotes.com/ Investment and personal finance advice. Thu, 18 Feb 2010 19:40:00 GMT en-gb http://www.tracenotes.com/reports/india-prepaid-cards.html http://www.tracenotes.com/reports/india-prepaid-cards.html Thu, 28 Jan 2010 10:35:00 GMT For those travelling overseas, prepaid cards are an excellent alternative to foreign currency and travellers cheques. Like cash they are ready to use as soon as issued and do not need encashing as with travellers cheques. http://www.tracenotes.com/articles/nri-banking-nre-nro-rfc-fcnr.html http://www.tracenotes.com/articles/nri-banking-nre-nro-rfc-fcnr.html Tue, 26 Jan 2010 10:15:00 GMT Have you ever wondered what types of NRI bank account options are available to you as NRI. How do you decide between NRE, NRO, FCNR and RFC accounts? Read on to find out how these account types differ in features and restrictions. http://www.tracenotes.com/reports/nri-banking-india.html http://www.tracenotes.com/reports/nri-banking-india.html Sat, 16 Jan 2010 12:40:00 GMT Here's how to make your hard earned dollars/pounds/euros work harder for you. Find the best NRE/NRO savings/checking account from the following comparison. Interest rates offered by all banks are more or less similar, so the real differentiator is the minimum balance requirement, cost of features and the money transfer charges, which are covered in our remittance charges comparison page. http://www.tracenotes.com/reports/us-prepaid-cards.html http://www.tracenotes.com/reports/us-prepaid-cards.html Wed, 04 Nov 2009 15:30:00 GMT Prepaid cards are an excellent alternative for those without a bank account or a credit card due to lower credit rating. This report compares the most popular cards for features and charges. Learn about the many charges that a prepaid card incurs. http://www.tracenotes.com/reports/uk-travel-money.html http://www.tracenotes.com/reports/uk-travel-money.html Fri, 04 Sep 2009 11:26:00 GMT Find prepaid and travel money cards in UK that come with the best features and lower charges. This report provides a detailed list of card providers. Each card is unique for its features and charges. Please make sure you research well before choosing a card provider. http://www.tracenotes.com/reports/australia-travel-money.html http://www.tracenotes.com/reports/australia-travel-money.html Wed, 21 Aug 2009 19:26:00 GMT Find the best travel money card that fits your budget and travel plans. Our report compares cards from leading providers in Australia for features and charges. http://www.tracenotes.com/reports/brokers-canada.html http://www.tracenotes.com/reports/brokers-canada.html Wed, 19 Aug 2009 21:57:00 GMT A detailed comparison of Canadian brokers on the basis of attributes such as equities and options trading charges, active trader incentives, trading interfaces etc. Trades in American equities and options are charged in American Dollars. http://www.tracenotes.com/reports/brokers-australia.html http://www.tracenotes.com/reports/brokers-australia.html Tue, 18 Aug 2009 12:30:00 GMT A detailed comparison of ASX brokers in Australia. This report compares and ranks each broker on the basis of attributes such as equities brokerage, margin lending and options trading charges etc. All charges are in Australian Dollars and inclusive of GST (except Morrison Securities). http://www.tracenotes.com/articles/money-transfer-jargon.html http://www.tracenotes.com/articles/money-transfer-jargon.html Sun, 16 Aug 2009 11:30:00 GMT When considering fund transfer to a beneficiary in another country, one is likely to be faced with options such as, SWIFT BIC, CHIPS, CHAPS etc. This article sheds light on these acronyms and explains the underlying transfer protocols and processes that banks employ to service a transfer request. http://www.tracenotes.com/reports/us-bank-transfer.html http://www.tracenotes.com/reports/us-bank-transfer.html Fri, 14 Aug 2009 12:10:00 GMT A detailed comparison of US banks' overseas money transfer services and charges. International money transfer services are available as SWIFT (telegraphic/wire or electronic) transfers, foreign currency checks and international bankers draft (demand draft). http://www.tracenotes.com/articles/money-transfer-primer.html http://www.tracenotes.com/articles/money-transfer-primer.html Sat, 06 Jun 2009 01:23:00 GMT Several vendors operate in the business of transferring money around the world. Having a wide variety of options however, makes it a difficult task for some users to choose a provider that suits their needs. This article explains the various money transfer options and the pros and cons of each. By the end of this article the reader will have acquired good knowledge to choose a provider that best fits their requirements. http://www.tracenotes.com/reports/uae-bank-transfer.html http://www.tracenotes.com/reports/uae-bank-transfer.html Mon, 01 Jun 2009 20:07:00 GMT A comprehensive comparison of banks' transfer charges in the UAE. Money transfer services are available to customers in the form of telegraphic transfer, demand draft, bankers cheque and visa money transfer. http://www.tracenotes.com/reports/middle-east-transfer.html http://www.tracenotes.com/reports/middle-east-transfer.html Mon, 06 Apr 2009 20:07:00 GMT A detailed comparison of banks' overseas money transfer services and charges in New Zealand. International money transfer services offered by banks are in the form of telegraphic transfers, foreign currency cheques and bankers draft. http://www.tracenotes.com/reports/new-zealand-bank-transfer.html http://www.tracenotes.com/reports/new-zealand-bank-transfer.html Thu, 02 Apr 2009 18:02:00 GMT A detailed comparison of banks' overseas money transfer services and charges in New Zealand. International money transfer services offered by banks are in the form of telegraphic transfers, foreign currency cheques and bankers draft. http://www.tracenotes.com/reports/canada-bank-transfer.html http://www.tracenotes.com/reports/canada-bank-transfer.html Fri, 27 Mar 2009 15:49:00 GMT A summary of overseas money transfer services and charges for banks in Canada. The services covered here include electronic transfers, foreign currency cheques and bankers draft. http://www.tracenotes.com/reports/australia-bank-transfer.html http://www.tracenotes.com/reports/australia-bank-transfer.html Thu, 19 Mar 2009 15:49:00 GMT This article provides a summary of banks' overseas money transfer services and charges for Australia. The services covered here include electronic transfers, foreign currency cheques and bankers draft. http://www.tracenotes.com/reports/india-bank-transfer.html http://www.tracenotes.com/reports/india-bank-transfer.html Wed, 18 Mar 2009 10:12:00 GMT A summary of overseas money transfer services and charges of major banks in India (outward remittance). A comparison of these services and charges is listed in the table below. http://www.tracenotes.com/reports/offers/nri-offers.html http://www.tracenotes.com/reports/offers/nri-offers.html Mon, 16 Mar 2009 01:29:00 GMT Find the best deals, offers, promotions and discounts available to NRIs. This report compiles the latest offers from across the web. You will never need to waste your time looking around for bargains. http://www.tracenotes.com/reports/uk-bank-transfer.html http://www.tracenotes.com/reports/uk-bank-transfer.html Mon, 09 Mar 2009 17:49:00 GMT This article provides analysis of overseas money transfer services offered by major UK banks. A comparison of their services and charges is summarized in the table below. http://www.tracenotes.com/reports/remittance-philippines.html http://www.tracenotes.com/reports/remittance-philippines.html Sun, 15 Feb 2009 17:24:00 GMT The OFW community has multiple options for transferring money to their families in Philippines. This report compares these options based on fees, speed and features. http://www.tracenotes.com/reports/remittance-global.html http://www.tracenotes.com/reports/remittance-global.html Sun, 08 Feb 2009 10:43:00 GMT There exist alternatives to banks for transferring money internationally. These transfer services are conveniently available online as well as around street corners. The online services, however offer additional features as they can be used. http://www.tracenotes.com/reports/calling-plans-india.html http://www.tracenotes.com/reports/calling-plans-india.html Thu, 22 Jan 2009 21:30:00 GMT A comparison of calling plans to India offered by some of the leading telecom operators. http://www.tracenotes.com/reports/travel-insurance-india.html http://www.tracenotes.com/reports/travel-insurance-india.html Mon, 19 Jan 2009 23:10:00 GMT This report presents an analysis of the travel insurance options currently available in the market. Please remember to read the policy fine print carefully and make sure that you check our section on warnings and precautions before making your decision. http://www.tracenotes.com/reports/remittance-india.html http://www.tracenotes.com/reports/remittance-india.html Fri, 16 Jan 2009 17:55:00 GMT This article presents a birds eye view of the terrain covering fund transfer agencies. We have compared various service providers considering factors such as, 'transfer time', 'transfer fees', 'features and limitations' and 'countries served'. We recommend that you check the respective agency web site for latest information as their services and fees are subject to change. http://www.easytax.in http://www.easytax.in Tue, 23 Dec 2008 15:40:00 GMT Our sister website, Easytax.in, offers an online wizard that helps members file their tax return and sends a duly completed tax return document to their email address. Membership is completely free with no hidden costs. http://www.tracenotes.com/articles/gswi.html http://www.tracenotes.com/articles/gswi.html Tue, 03 Jun 2008 11:01:00 GMT This four part series aims to introduce the reader to important considerations that need attention prior to starting investing. The first two parts presented here start with a guide to help the reader assess their current financial situation. The next part deals with the issue of consistently raising investment capital through a disciplined approach. http://www.tracenotes.com/articles/wbwm.html http://www.tracenotes.com/articles/wbwm.html Sun, 20 Apr 2008 08:23:00 GMT Since the dawn of the internet era, stock markets have become increasingly accessible to the general masses. This rise in accessibility has been accompanied by an equally spectacular growth in investment related businesses. Suddenly, the market place is filled with brokerage houses offering stock tips and wealth management services. Gone are the days of checking stock prices in financial newspapers... http://www.tracenotes.com/rip.html http://www.tracenotes.com/rip.html Fri, 11 Apr 2008 22:18:00 GMT Market offers excellent opportunities to those willing and able to invest. To become a profitable investor one needs a good understanding of the market, a considerable sum to invest, a reasonable timeframe to stay invested for and a healthy appetite for risk. However, there are those, who are either risk averse or constrained in some other way... http://www.tracenotes.com/dcf.html http://www.tracenotes.com/dcf.html Sun, 23 Mar 2008 18:45:00 GMT Discounted Cash Flow (DCF) valuation method was originally developed to evaluate cash flow of companies. However, it can also be used effectively to evaluate the discounted growth rate of your investments when compared with some established benchmark. The selected benchmark, preferably, is a relatively low risk instrument with a guaranteed annual yield, such as a savings bank account... http://www.tracenotes.com/articles/pffm.html http://www.tracenotes.com/articles/pffm.html Sat, 15 Mar 2008 19:53:00 GMT A falling market usually indicates one of two things - a long due correction, from which the market may recover fairly quickly or a prolonged downturn caused by some economic turmoil, where stock value and investors' sentiment, both take severe hammering. Most people stay away from a falling market, regardless of the type of fall, yet there are those, who strive to profit from such falls... http://www.tracenotes.com/bcin.html http://www.tracenotes.com/bcin.html Sun, 24 Feb 2008 11:27:00 GMT So, you're impressed with the stock market story and want to partake a slice of the growth pie. But, with so many options to choose from, you cannot decide which broker to go with. To help you find a better deal we compared some major brokerage houses considering details such as demat account opening fees, brokerage charges, annual maintenance charges, features etc. What we found in our analysis of the services available is summed up in the table here... http://www.tracenotes.com/articles/dvsd.html http://www.tracenotes.com/articles/dvsd.html Fri, 22 Feb 2008 20:07:00 GMT New investors are usually fraught with misconceptions regarding some investment strategies. One such noteworthy strategy is diversification, which serves to mitigate risks to portfolio arising from the volatile nature of markets. Diversification basically involves adding investments to a portfolio from a variety of investment avenues such as equities, debt, real estate etc... http://www.tracenotes.com/articles/lwav.html http://www.tracenotes.com/articles/lwav.html Sat, 16 Feb 2008 09:13:00 GMT During downturns in a market or a stock, investors may feel an urge to increase their positions in certain loss making stocks that were purchased at peak prices. This may not necessarily be anomalous if your strategy for a particular stock, from the outset, was to keep increasing your holding. However, if you are buying in just to better your average holding price then... http://www.tracenotes.com/articles/lfen.html http://www.tracenotes.com/articles/lfen.html Fri, 15 Feb 2008 18:32:00 GMT Several newcomers to the market start investing in stocks with a very defensive approach. They want to quickly make some profit, extract their original investment and reinvest only the profit back into the market. They fear that a sudden market movement may wipe out their original investment. While their fear is somewhat justified, their strategy clearly lacks conviction... http://www.tracenotes.com/articles/kycm.html http://www.tracenotes.com/articles/kycm.html Sun, 10 Feb 2008 15:42:00 GMT Warren Buffett once famously said that he does not invest in a business that he does not understand. Although, he used the statement in reference to technology stocks, I believe it can be used as a rule of thumb while investing in the stock market in general. A majority of investors have been known to take positions in stocks based on tips alone...