Money Transfer to and from Banks in the US
A detailed comparison of major US banks' overseas money transfer services. International money transfer services are available as SWIFT (telegraphic/wire or electronic) transfers, foreign currency checks and international bankers draft (demand draft). You may find more transfer options in our report covering international money transfer service providers.
Wire transfers to overseas beneficiary require -
a. beneficiary's name and bank account number,
b. name and location of beneficiary's bank, and
c. SWIFT BIC (Bank Identifier Code)
Transfers to be sent in euros require an IBAN (International Bank Account Number) code.
Please read our detailed primer on money transfer to learn about hidden charges and poor rates your transfers may incur.
Bank of America
SWIFT Code: BOFAUS3N
CHIPS Number: 0959
-
Wire Transfer (WT):
Outgoing
$25 (domestic)
$45 (international, US Dollars)
$35 (international, other currencies)
Incoming
$12 (domestic)
$16 (international)
| WT |  |
CitiBank
SWIFT Code:CITIUS33
-
Wire Transfer (WT):
Outgoing
$18.75 (to domestic non-Citi account)
$30 (to international non-Citi account)
Free (to Citi accounts in US, Mexico and India)
$12.50 (domestic transfer by Citigold client)
$20 (international transfer by Citigold client)
$8 (to Citi accounts in Poland and Philippines)
$10 (to rest of the world)
Incoming
Free (from Citi account)
$10 (from domestic/international non-Citi account)
Free (Citigold client) -
International Check (IC):
Outgoing - $10
Incoming - $30
| WT |  |
| IC | |
US Bank
SWIFT Code: USBKUS44IMT
-
Wire Transfer (WT):
Outgoing
$30 (domestic)
$50 (international)
Incoming
$20 (domestic)
$25 (international) -
Foreign Draft (FD):
Outgoing
$12 (next day delivery)
$15 (next day priority delivery) -
International Check (IC):
Outgoing
$40
Incoming
Foreign currency
$0.25 (drawn on Canadian Banks)
$1 (drawn on select countries/banks)
US Dollar
$0.25 (drawn on Canadian Banks)
$50 (drawn on select countries/banks)
| WT |  |
| FD | |
| IC | |
Washington Mutual
SWIFT Code: CHASUS33
-
Wire Transfer (WT):
Outgoing
Free (domestic and international)
Incoming
$10 (domestic and international)
| WT |  |
Wells Fargo
SWIFT Code: WFBIUS6S
Routing Number: 121000248
-
ExpressSend (ES):
Outgoing
To Mexico, Guatemala, India and Philippines
$5 (from account), $7 (from cash)
To El Salvador, China and Vietnam
$8 (from account), $10 (from cash) -
Foreign Draft (FD):
Outgoing - $15
| ES | |
| FD | |
Learn more about SWIFT BIC, ACH, CHIPS, IBAN and ExpressSend.